The Roots Blog

The Indianapolis real estate blog, from people who invest here.

Guides, market notes, and how-tos on buying, selling, and investing in Indianapolis real estate, from a team built on investment principles.

227 articles
Residential street near the White River in Rocky Ripple, Indianapolis
Neighborhood Guides

Buying a Rocky Ripple Home After the White River Flood

White River hit 21.18 ft Aug. 15 at the 82nd St. gauge, second only to 1913. Rocky Ripple's 1937 levee is not FEMA accredited. Here is the buyer checklist.

16 MIN READ
Downtown Indianapolis skyline
Market Trends

Indianapolis Real Estate Market Update

The current 30-year mortgage rate is 6.67%. Here is what that, plus the latest Indianapolis prices and neighborhood trends, means for buyers, sellers, and investors this week.

5 MIN READ
Flooded residential street near the White River corridor in Noblesville Indiana
Market Trends

Buying a Noblesville Home After the White River Flood

White River hit 24.6 feet Aug. 15, breaking a 113-year record. Officials counted 552 impacted Noblesville units. Here is what we checked on rentals and listings.

17 MIN READ
Indianapolis home exterior after heavy rain
Home Buying

Your Basement After 2 Inches of Rain: What to Check Right Now

Indianapolis just had its fourth-wettest August open on record. Your house ran a free diagnostic on itself. Here is the ten minute walkthrough, what each finding costs, and when to call an engineer instead of a waterproofing salesperson.

Irvington · 8 MIN READ
Downtown Noblesville, Indiana
Neighborhood Guides

The Pretender Opens in Noblesville. What a $60K Stereo Says About Home Prices

A hi-fi listening lounge just opened off the Noblesville square. Operators betting long on a district is a housing signal, and Noblesville is up 8.3% year over year while Fishers is up 0.6%.

Noblesville · 7 MIN READ
Downtown Indianapolis skyline at sunset above Monument Circle and the Soldiers and Sailors Monument
Market Trends

The Indianapolis Housing Market, by Neighborhood

The Central Indiana median is $330,000. Across the 27 Indianapolis-area markets we track it runs from $100,000 to $700,000, and 11 are up year over year while 13 are down. Here is every market, with the source and reporting month on each one.

Zionsville · 9 MIN READ
Why most small Indy landlords lose money, and how to cash-flow a duplex in 2026
Investing

Why Most Small Indy Landlords Lose Money

Most people who lose money on an Indy rental did not buy in a bad market. They bought with a spreadsheet built for a different state. Here is how the Marion County tax reset, old-house repair costs, and zip-code averages quietly eat a duplex deal.

Irvington · 7 MIN READ
The Zillow Blindspot: why the best homes in Broad Ripple and Fountain Square are not online
Home Buying

The Zillow Blindspot: Why Indy's Best Homes Aren't Online

About half the homes I seriously looked at while house hunting in Indianapolis were never on Zillow. Here is what office exclusive and delayed marketing listings actually are, and how buyers get access to them.

Broad Ripple · 8 MIN READ
Don't wait on the Fed: what July's mortgage rate signals mean for your Indy home search
Market Trends

Don't Wait on the Fed to Buy a House in Indy

Markets are not pricing a rate cut this week. They are pricing a possible hike. Here is how mortgage rates actually move, and what waiting six months really costs on a median-priced Indianapolis home.

Broad Ripple · 5 MIN READ
Small multifamily rental homes on a residential street in Marion County Indianapolis
Investing

What the ROAD to Housing Act would actually change for an Indy investor

The proposed ROAD to Housing Act targets FHA multifamily rules, zoning grants, and manufactured-home financing. Here's what each provision means for small landlords in Marion County.

8 MIN READ
New subdivision homes under construction in Hamilton County Indiana suburbs
Neighborhood Guides

Which Indy Subdivision Builders Are Actually Worth Buying From in 2026

Honest agent-and-investor take on which new-construction builders in Hamilton, Hendricks, and Johnson counties hold up, and which ones draw warranty complaints.

10 MIN READ
Row of brick homes on a quiet residential street in Indianapolis Indiana
Market Trends

What 6.43% means for an Indy buyer at $275K, $350K, and $425K

See the exact monthly P&I difference at 6.43% vs. 6.77% across three common Indianapolis price points, in real dollars.

7 MIN READ

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