Tyler Lingle

Sep 30, 2025

Indianapolis Q3 2025 Housing Market Recap for Buyers & Sellers

Get the full scoop on the Indianapolis housing market Q3 2025—prices, trends, and what it means if you’re buying or selling this fall.

Sellers
Market Trends

The Big Picture: Indianapolis Housing Market Q3 2025

If you’ve been watching the Indianapolis housing market Q3 2025, you know it’s been a rollercoaster. Mortgage rates are still hovering around 6.5–7%, inventory has ticked up, and homes are sitting a little longer compared to the frenzy of 2021–2022. But here’s the thing: Indy is still one of the most affordable metros in the country, and that keeps both buyers and sellers active.

According to MIBOR’s September 2025 report, the median home price in Indianapolis hit $273,000, up about 3% year over year. Homes are taking about 28 days on market, compared to just 14 days this time last year. For sellers, this means pricing strategy and presentation matter more than ever.

What’s Driving the Market Right Now?

Mortgage Rates Holding Buyers Back

Rates in the high-6% range are cooling some buyer demand, but Indy’s affordability keeps the market moving. Many first-time buyers are still comparing homes for sale in Indianapolis, Indiana to bigger cities and realizing their money goes further here.

Inventory on the Rise

The number of homes for sale Indianapolis wide increased by nearly 18% from Q2 to Q3. More listings = more options for buyers, and more competition for sellers.

Seasonal Shift into Fall

Fall is historically a slightly slower season, but serious buyers are still out there. Families who delayed their moves over summer may now be ready, and investors are eyeing deals as competition eases.

What This Means If You’re Selling

The days of multiple offers within hours are mostly behind us—at least for now. But selling in Q4 doesn’t mean you’re out of luck. Here are three key takeaways for Indy sellers:

  1. Price it right from day one. Overpricing is the fastest way to get overlooked. With buyers comparing listings across sites like Realtor.com Indianapolis and Zillow, they’ll scroll past anything that feels inflated.

  2. Presentation matters. Staging, professional photos, and even small touch-ups can make your home stand out in a more crowded market.

  3. Know your competition. With more houses for sale Indianapolis, buyers have options. Positioning your home strategically is key.

If you’re on the fence about listing, check out our blog: Should You Sell Your Indianapolis Home This Fall? Pros and Cons

What This Means If You’re Buying

Buyers finally have some breathing room. With more houses for sale in Indianapolis, Indiana, you can actually tour multiple homes before rushing into an offer. Plus, with homes sitting longer, negotiations are back on the table—something we haven’t seen much in the last few years.

We recently wrote about how more inventory is a win for buyers: Indianapolis Housing Inventory Is Up – A Boon for Fall Home Buyers?

Q&A: Indy Housing Market Q3 2025

What’s the average home price in Indianapolis right now?

As of September 2025, the average home price is about $273,000, up 3% from last year.

How long are homes sitting on the market?

The current average is 28 days, nearly double the speed of last year, giving buyers more time to make decisions.

Is now a good time to sell in Indianapolis?

Yes—if you price realistically. Homes that are move-in ready and priced right are still moving quickly, even in a slower market.

Where can I find homes for sale Indianapolis wide?

Sites like Realtor.com Indianapolis and local brokerages (like Roots Realty Co. 😉) are the best starting points.

Wrapping It Up

The Indianapolis housing market Q3 2025 is balancing out. Sellers can still win if they price strategically, and buyers finally have more choices. With affordability keeping Indy attractive compared to coastal markets, we don’t see demand disappearing anytime soon.

Want to dive deeper into what this means for you? Check out:

Ready to explore your next move? Reach out to Roots Realty Co., and let’s talk strategy for your fall sale or purchase.

The Big Picture: Indianapolis Housing Market Q3 2025

If you’ve been watching the Indianapolis housing market Q3 2025, you know it’s been a rollercoaster. Mortgage rates are still hovering around 6.5–7%, inventory has ticked up, and homes are sitting a little longer compared to the frenzy of 2021–2022. But here’s the thing: Indy is still one of the most affordable metros in the country, and that keeps both buyers and sellers active.

According to MIBOR’s September 2025 report, the median home price in Indianapolis hit $273,000, up about 3% year over year. Homes are taking about 28 days on market, compared to just 14 days this time last year. For sellers, this means pricing strategy and presentation matter more than ever.

What’s Driving the Market Right Now?

Mortgage Rates Holding Buyers Back

Rates in the high-6% range are cooling some buyer demand, but Indy’s affordability keeps the market moving. Many first-time buyers are still comparing homes for sale in Indianapolis, Indiana to bigger cities and realizing their money goes further here.

Inventory on the Rise

The number of homes for sale Indianapolis wide increased by nearly 18% from Q2 to Q3. More listings = more options for buyers, and more competition for sellers.

Seasonal Shift into Fall

Fall is historically a slightly slower season, but serious buyers are still out there. Families who delayed their moves over summer may now be ready, and investors are eyeing deals as competition eases.

What This Means If You’re Selling

The days of multiple offers within hours are mostly behind us—at least for now. But selling in Q4 doesn’t mean you’re out of luck. Here are three key takeaways for Indy sellers:

  1. Price it right from day one. Overpricing is the fastest way to get overlooked. With buyers comparing listings across sites like Realtor.com Indianapolis and Zillow, they’ll scroll past anything that feels inflated.

  2. Presentation matters. Staging, professional photos, and even small touch-ups can make your home stand out in a more crowded market.

  3. Know your competition. With more houses for sale Indianapolis, buyers have options. Positioning your home strategically is key.

If you’re on the fence about listing, check out our blog: Should You Sell Your Indianapolis Home This Fall? Pros and Cons

What This Means If You’re Buying

Buyers finally have some breathing room. With more houses for sale in Indianapolis, Indiana, you can actually tour multiple homes before rushing into an offer. Plus, with homes sitting longer, negotiations are back on the table—something we haven’t seen much in the last few years.

We recently wrote about how more inventory is a win for buyers: Indianapolis Housing Inventory Is Up – A Boon for Fall Home Buyers?

Q&A: Indy Housing Market Q3 2025

What’s the average home price in Indianapolis right now?

As of September 2025, the average home price is about $273,000, up 3% from last year.

How long are homes sitting on the market?

The current average is 28 days, nearly double the speed of last year, giving buyers more time to make decisions.

Is now a good time to sell in Indianapolis?

Yes—if you price realistically. Homes that are move-in ready and priced right are still moving quickly, even in a slower market.

Where can I find homes for sale Indianapolis wide?

Sites like Realtor.com Indianapolis and local brokerages (like Roots Realty Co. 😉) are the best starting points.

Wrapping It Up

The Indianapolis housing market Q3 2025 is balancing out. Sellers can still win if they price strategically, and buyers finally have more choices. With affordability keeping Indy attractive compared to coastal markets, we don’t see demand disappearing anytime soon.

Want to dive deeper into what this means for you? Check out:

Ready to explore your next move? Reach out to Roots Realty Co., and let’s talk strategy for your fall sale or purchase.

The Big Picture: Indianapolis Housing Market Q3 2025

If you’ve been watching the Indianapolis housing market Q3 2025, you know it’s been a rollercoaster. Mortgage rates are still hovering around 6.5–7%, inventory has ticked up, and homes are sitting a little longer compared to the frenzy of 2021–2022. But here’s the thing: Indy is still one of the most affordable metros in the country, and that keeps both buyers and sellers active.

According to MIBOR’s September 2025 report, the median home price in Indianapolis hit $273,000, up about 3% year over year. Homes are taking about 28 days on market, compared to just 14 days this time last year. For sellers, this means pricing strategy and presentation matter more than ever.

What’s Driving the Market Right Now?

Mortgage Rates Holding Buyers Back

Rates in the high-6% range are cooling some buyer demand, but Indy’s affordability keeps the market moving. Many first-time buyers are still comparing homes for sale in Indianapolis, Indiana to bigger cities and realizing their money goes further here.

Inventory on the Rise

The number of homes for sale Indianapolis wide increased by nearly 18% from Q2 to Q3. More listings = more options for buyers, and more competition for sellers.

Seasonal Shift into Fall

Fall is historically a slightly slower season, but serious buyers are still out there. Families who delayed their moves over summer may now be ready, and investors are eyeing deals as competition eases.

What This Means If You’re Selling

The days of multiple offers within hours are mostly behind us—at least for now. But selling in Q4 doesn’t mean you’re out of luck. Here are three key takeaways for Indy sellers:

  1. Price it right from day one. Overpricing is the fastest way to get overlooked. With buyers comparing listings across sites like Realtor.com Indianapolis and Zillow, they’ll scroll past anything that feels inflated.

  2. Presentation matters. Staging, professional photos, and even small touch-ups can make your home stand out in a more crowded market.

  3. Know your competition. With more houses for sale Indianapolis, buyers have options. Positioning your home strategically is key.

If you’re on the fence about listing, check out our blog: Should You Sell Your Indianapolis Home This Fall? Pros and Cons

What This Means If You’re Buying

Buyers finally have some breathing room. With more houses for sale in Indianapolis, Indiana, you can actually tour multiple homes before rushing into an offer. Plus, with homes sitting longer, negotiations are back on the table—something we haven’t seen much in the last few years.

We recently wrote about how more inventory is a win for buyers: Indianapolis Housing Inventory Is Up – A Boon for Fall Home Buyers?

Q&A: Indy Housing Market Q3 2025

What’s the average home price in Indianapolis right now?

As of September 2025, the average home price is about $273,000, up 3% from last year.

How long are homes sitting on the market?

The current average is 28 days, nearly double the speed of last year, giving buyers more time to make decisions.

Is now a good time to sell in Indianapolis?

Yes—if you price realistically. Homes that are move-in ready and priced right are still moving quickly, even in a slower market.

Where can I find homes for sale Indianapolis wide?

Sites like Realtor.com Indianapolis and local brokerages (like Roots Realty Co. 😉) are the best starting points.

Wrapping It Up

The Indianapolis housing market Q3 2025 is balancing out. Sellers can still win if they price strategically, and buyers finally have more choices. With affordability keeping Indy attractive compared to coastal markets, we don’t see demand disappearing anytime soon.

Want to dive deeper into what this means for you? Check out:

Ready to explore your next move? Reach out to Roots Realty Co., and let’s talk strategy for your fall sale or purchase.

The Big Picture: Indianapolis Housing Market Q3 2025

If you’ve been watching the Indianapolis housing market Q3 2025, you know it’s been a rollercoaster. Mortgage rates are still hovering around 6.5–7%, inventory has ticked up, and homes are sitting a little longer compared to the frenzy of 2021–2022. But here’s the thing: Indy is still one of the most affordable metros in the country, and that keeps both buyers and sellers active.

According to MIBOR’s September 2025 report, the median home price in Indianapolis hit $273,000, up about 3% year over year. Homes are taking about 28 days on market, compared to just 14 days this time last year. For sellers, this means pricing strategy and presentation matter more than ever.

What’s Driving the Market Right Now?

Mortgage Rates Holding Buyers Back

Rates in the high-6% range are cooling some buyer demand, but Indy’s affordability keeps the market moving. Many first-time buyers are still comparing homes for sale in Indianapolis, Indiana to bigger cities and realizing their money goes further here.

Inventory on the Rise

The number of homes for sale Indianapolis wide increased by nearly 18% from Q2 to Q3. More listings = more options for buyers, and more competition for sellers.

Seasonal Shift into Fall

Fall is historically a slightly slower season, but serious buyers are still out there. Families who delayed their moves over summer may now be ready, and investors are eyeing deals as competition eases.

What This Means If You’re Selling

The days of multiple offers within hours are mostly behind us—at least for now. But selling in Q4 doesn’t mean you’re out of luck. Here are three key takeaways for Indy sellers:

  1. Price it right from day one. Overpricing is the fastest way to get overlooked. With buyers comparing listings across sites like Realtor.com Indianapolis and Zillow, they’ll scroll past anything that feels inflated.

  2. Presentation matters. Staging, professional photos, and even small touch-ups can make your home stand out in a more crowded market.

  3. Know your competition. With more houses for sale Indianapolis, buyers have options. Positioning your home strategically is key.

If you’re on the fence about listing, check out our blog: Should You Sell Your Indianapolis Home This Fall? Pros and Cons

What This Means If You’re Buying

Buyers finally have some breathing room. With more houses for sale in Indianapolis, Indiana, you can actually tour multiple homes before rushing into an offer. Plus, with homes sitting longer, negotiations are back on the table—something we haven’t seen much in the last few years.

We recently wrote about how more inventory is a win for buyers: Indianapolis Housing Inventory Is Up – A Boon for Fall Home Buyers?

Q&A: Indy Housing Market Q3 2025

What’s the average home price in Indianapolis right now?

As of September 2025, the average home price is about $273,000, up 3% from last year.

How long are homes sitting on the market?

The current average is 28 days, nearly double the speed of last year, giving buyers more time to make decisions.

Is now a good time to sell in Indianapolis?

Yes—if you price realistically. Homes that are move-in ready and priced right are still moving quickly, even in a slower market.

Where can I find homes for sale Indianapolis wide?

Sites like Realtor.com Indianapolis and local brokerages (like Roots Realty Co. 😉) are the best starting points.

Wrapping It Up

The Indianapolis housing market Q3 2025 is balancing out. Sellers can still win if they price strategically, and buyers finally have more choices. With affordability keeping Indy attractive compared to coastal markets, we don’t see demand disappearing anytime soon.

Want to dive deeper into what this means for you? Check out:

Ready to explore your next move? Reach out to Roots Realty Co., and let’s talk strategy for your fall sale or purchase.

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Be the first to hear what Indy homes are selling for and why.

Free. Local market trends and ROI tips delivered to your inbox every week.

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Be the first to hear what Indy homes are selling for and why.

Free. Local market trends and ROI tips delivered to your inbox every week.

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Be the first to hear what Indy homes are selling for and why.

Free. Local market trends and ROI tips delivered to your inbox every week.

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Free resources

Get our free seller tools and price your home with confidence.

Grab the Seller’s Guide, get a home valuation, and prep for maximum ROI.

Free resources

Get our free seller tools and price your home with confidence.

Grab the Seller’s Guide, get a home valuation, and prep for maximum ROI.

Free resources

Get our free seller tools and price your home with confidence.

Grab the Seller’s Guide, get a home valuation, and prep for maximum ROI.