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Find Your Indianapolis Investor Agent

Find Your Indianapolis Investor Agent

Every agent at Roots owns rental property in Indianapolis. Same market, same deals, same headaches. When you work with us, you're getting someone who's already done the thing you're trying to do.

Every agent at Roots owns rental property in Indianapolis. Same market, same deals, same headaches. When you work with us, you're getting someone who's already done the thing you're trying to do.

INDIANANAPOLIS REAL ESTATE INVESTORS
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INVEST WITH ROOTS

Agents Who Are Investors First

Agents Who Are Investors First

Every agent on our team owns rental property in Indianapolis. Long-term rentals, short-term rentals, house hacks, flips. We run the same numbers you run and put our own money on the line in this market.

Every agent on our team owns rental property in Indianapolis. Long-term rentals, short-term rentals, house hacks, flips. We run the same numbers you run and put our own money on the line in this market.

285

Sales

70+

5-Star Reviews

Top 5%

as a Team in Indianapolis

$82.9M

Volume Sold

285

Sales

70+

5-Star Reviews

Top 5%

as a Team in Indianapolis

$82.9M

Volume Sold

Why Indianapolis

Why Smart Investors Keep Choosing Indianapolis

Why Smart Investors Keep Choosing Indianapolis

We Make Buying Less Stressful — and More Strategic

01

Cash flow from month one

Strong price-to-rent ratios make it realistic to generate positive cash flow immediately, even with financing.

01

Cash flow from month one

Strong price-to-rent ratios make it realistic to generate positive cash flow immediately, even with financing.

02

Accessible entry points

Plenty of investor-friendly properties in the $100K to $250K range. Lower down payments, lower risk per deal.

02

Accessible entry points

Plenty of investor-friendly properties in the $100K to $250K range. Lower down payments, lower risk per deal.

03

Stable tenant demand

Eli Lilly. Salesforce. IU Health. Rolls-Royce. Major employers that keep rental demand consistent across the metro.

03

Stable tenant demand

Eli Lilly. Salesforce. IU Health. Rolls-Royce. Major employers that keep rental demand consistent across the metro.

03

A neighborhood for every strategy

Cash flow on the near east side. Appreciation in Fountain Square and Bates-Hendricks. Suburban stability in Greenwood, Lawrence, and Plainfield.

03

A neighborhood for every strategy

Cash flow on the near east side. Appreciation in Fountain Square and Bates-Hendricks. Suburban stability in Greenwood, Lawrence, and Plainfield.

What We Do

What You Get When You Work With Us

What You Get When You Work With Us

We Make Buying Less Stressful — and More Strategic

01

Deal Sourcing

On-market, off-market, pocket listings, and pre-foreclosures. If a deal pops up in Indy, we're usually one of the first to know.

01

Deal Sourcing

On-market, off-market, pocket listings, and pre-foreclosures. If a deal pops up in Indy, we're usually one of the first to know.

02

Full Deal Analysis

Cash flow, cap rate, cash-on-cash return, rehab estimate, and rent comps on every property before it hits your inbox.

02

Full Deal Analysis

Cash flow, cap rate, cash-on-cash return, rehab estimate, and rent comps on every property before it hits your inbox.

03

Vetted Investor Network

Investment-friendly lenders, reliable contractors, and property managers we've used on our own rentals.

03

Vetted Investor Network

Investment-friendly lenders, reliable contractors, and property managers we've used on our own rentals.

ROOTS REALTY CO. ROOTS REALTY CO.

The Property Tax Thing Nobody Tells You About

The Property Tax Thing Nobody Tells You About

The Property Tax Thing Nobody Tells You About

Indiana has a homestead deduction that reduces taxes for owner-occupied homes. When you buy a rental, that deduction goes away and your tax bill can jump significantly. Marion County properties carry higher effective tax rates than surrounding counties like Hamilton, Hendricks, or Johnson. If you're running numbers based on the tax amount shown on Zillow, you're underestimating your expenses.

Indiana has a homestead deduction that reduces taxes for owner-occupied homes. When you buy a rental, that deduction goes away and your tax bill can jump significantly. Marion County properties carry higher effective tax rates than surrounding counties like Hamilton, Hendricks, or Johnson. If you're running numbers based on the tax amount shown on Zillow, you're underestimating your expenses.

Indiana has a homestead deduction that reduces taxes for owner-occupied homes. When you buy a rental, that deduction goes away and your tax bill can jump significantly. Marion County properties carry higher effective tax rates than surrounding counties like Hamilton, Hendricks, or Johnson. If you're running numbers based on the tax amount shown on Zillow, you're underestimating your expenses.

Starting in 2026, Indiana is phasing in a new deduction for rental properties that will gradually reduce the investor tax burden through 2031. We'll help you factor in both the current rates and the scheduled changes when projecting your returns.

Starting in 2026, Indiana is phasing in a new deduction for rental properties that will gradually reduce the investor tax burden through 2031. We'll help you factor in both the current rates and the scheduled changes when projecting your returns.

Starting in 2026, Indiana is phasing in a new deduction for rental properties that will gradually reduce the investor tax burden through 2031. We'll help you factor in both the current rates and the scheduled changes when projecting your returns.

We walk every investor client through all of this before they make an offer. Your projections should reflect the actual investor tax rate from day one.

We walk every investor client through all of this before they make an offer. Your projections should reflect the actual investor tax rate from day one.

We walk every investor client through all of this before they make an offer. Your projections should reflect the actual investor tax rate from day one.

Schedule a Free Strategy Call

Tell us what you're trying to build. We'll tell you how the market looks today.

Schedule a Free Strategy Call

Tell us what you're trying to build. We'll tell you how the market looks today.

Schedule a Free Strategy Call

Tell us what you're trying to build. We'll tell you how the market looks today.

Investment Strategies

Strategies We Help Indy Investors Execute

Strategies We Help Indy Investors Execute

We Make Buying Less Stressful — and More Strategic

House Hacking

Buy a duplex or a single-family with extra bedrooms. Live in one side, rent the rest. As little as 3.5% down with FHA.

House Hacking

Buy a duplex or a single-family with extra bedrooms. Live in one side, rent the rest. As little as 3.5% down with FHA.

House Hacking

Buy a duplex or a single-family with extra bedrooms. Live in one side, rent the rest. As little as 3.5% down with FHA.

BRRRR

Find something undervalued, fix it up, place a tenant, refinance to pull your capital back out, and repeat. We help you spot candidates and project after-repair values.

BRRRR

Find something undervalued, fix it up, place a tenant, refinance to pull your capital back out, and repeat. We help you spot candidates and project after-repair values.

Buy-and-Hold

Indianapolis has some of the best price-to-rent ratios in the country. Cash flow from day one, even with financing.

Buy-and-Hold

Indianapolis has some of the best price-to-rent ratios in the country. Cash flow from day one, even with financing.

Fix-and-Flip

We source flip candidates across Indy and help you run the numbers on timelines, rehab, and margins.

Fix-and-Flip

We source flip candidates across Indy and help you run the numbers on timelines, rehab, and margins.

Out-of-State

We act as your boots on the ground. Video walkthroughs, inspection coordination, and connections to local property management.

Out-of-State

We act as your boots on the ground. Video walkthroughs, inspection coordination, and connections to local property management.

A podcast for Indy real estate investors.

Tyler and Max break down real deals, real numbers, and the lessons they've learned growing their own portfolios in Indianapolis.

Buy Home - Realtor X Framer Template
Home For Sale - Realtor X Framer Template

A podcast for Indy real estate investors.

Tyler and Max break down real deals, real numbers, and the lessons they've learned growing their own portfolios in Indianapolis.

Buy Home - Realtor X Framer Template
Home For Sale - Realtor X Framer Template

A podcast for Indy real estate investors.

Tyler and Max break down real deals, real numbers, and the lessons they've learned growing their own portfolios in Indianapolis.

Buy Home - Realtor X Framer Template
Home For Sale - Realtor X Framer Template

A podcast for Indy real estate investors.

Tyler and Max break down real deals, real numbers, and the lessons they've learned growing their own portfolios in Indianapolis.

Buy Home - Realtor X Framer Template
Home For Sale - Realtor X Framer Template

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

1.

What makes an investor-friendly agent different?

We evaluate properties based on ROI, cash flow, cap rate, and rehab potential. Every Roots agent is an active investor, so this is how we think about every deal by default.

1.

What makes an investor-friendly agent different?

We evaluate properties based on ROI, cash flow, cap rate, and rehab potential. Every Roots agent is an active investor, so this is how we think about every deal by default.

2.

Do I need to live in Indianapolis to invest here?

Nope. A big chunk of our clients are out of state. We handle property tours, video walkthroughs, inspection coordination, and introductions to local property management.

2.

Do I need to live in Indianapolis to invest here?

Nope. A big chunk of our clients are out of state. We handle property tours, video walkthroughs, inspection coordination, and introductions to local property management.

3.

How much money do I need to get started?

House hackers can get in with 3.5% down on an FHA loan. Traditional investment properties usually need 15-25% down.

3.

How much money do I need to get started?

House hackers can get in with 3.5% down on an FHA loan. Traditional investment properties usually need 15-25% down.

4.

What kind of cash flow should I expect?

Varies by neighborhood, property type, and financing. Many of our clients target $150 to $300 per door per month after all expenses.

4.

What kind of cash flow should I expect?

Varies by neighborhood, property type, and financing. Many of our clients target $150 to $300 per door per month after all expenses.

5.

Do you help with property management after closing?

We connect every investor client with vetted local property managers we've used on our own rentals.

5.

Do you help with property management after closing?

We connect every investor client with vetted local property managers we've used on our own rentals.

6.

What areas of Indianapolis are best for investors?

Near east side and near south side for cash flow. Fountain Square, Bates-Hendricks, and Woodruff Place for appreciation. Greenwood, Lawrence, and Plainfield for stability and lower taxes.

6.

What areas of Indianapolis are best for investors?

Near east side and near south side for cash flow. Fountain Square, Bates-Hendricks, and Woodruff Place for appreciation. Greenwood, Lawrence, and Plainfield for stability and lower taxes.

Book an Investor Consultation

We'll run through your goals, your numbers, and what's realistic right now in Indy.

Book an Investor Consultation

We'll run through your goals, your numbers, and what's realistic right now in Indy.

Book an Investor Consultation

We'll run through your goals, your numbers, and what's realistic right now in Indy.