Blog:
Mar 19, 2025
Record Number Planning to Buy a Home in 2025... But Why? Copy
Author(s):
Tyler Lingle
Where we are going today…
2025: The year of Buyers ⚡
This Week’s Deals 🔥
Best Content I’ve Consumed This Week 🎙️
Upcoming Events 🗓️
I have been a bit MIA the last few weeks on here. March kicks off the “Selling Season” in Indy, and I’ve been a bit head down working with clients. Our team goal is to do over $40M in real estate sales this year, and we are sitting at about $4.5M… Chipping one at a time!
But to be honest I have been traveling a lot too… I hit up ATX for the first time for a real estate event. I have never met such a high-density amount of movers & shakers that are FIT (and loving life)… I will 100% be back! S/O to the Real Estate Rockstars Mastermind, it was hugely impactful for my business partner and I. We had the chance to meet other agents & investors doing unique business models all across the country.
There’s not much like early Spring in Indianapolis. You may think I’m joking but I’m serious. Weather wise it’s quite saddstic at times. But today it’s warm, the birds are singing, and the smell of fresh real estate listings is in the air…
(Where we are currently)
In all seriousness, I heard a stat that in 2025, more people were planning to buy a home than ever before. At first, I did not believe it. — How could this be with 6.6-6.9% mortgage rates??
To be honest, it’s because it’s 6.6% mortgage rates. Fine. Mediocre. Good enough. After record breaking low transaction count in 2023 and 2024, homeowners & aspiring homeowners are getting pre-approved in droves. And I mean that. I have made more connections to my mortgage broker than I ever have in the past 30 days. Literally.
I think this can mostly be attributed to record breaking low year for buy-side activity in 2023-2024; however, many folks have life changes they need to make!
The Gameplan™:
You want to get Pre-Approved early enough to have runway and strike at the right moment. Don’t be rushed when the right deal hits. If you aren’t - reach out we have the best mortgage brokers in our network!
The best time to score deals is between October-March. Otherwise you do face more competition. Choose Value-add properties and/or Up & Coming areas w/ higher density commercial & residential development.
Leverage Seller-concession or Rate Buydown to help with interest or downpayment. Every deal we do on the buy side, almost, leverages this. If your realtor doesn’t understand this, fire them and hire us. We do.
Roll equity into 1, 2, 3+ investments.
Rinse & repeat.
My client got off the sidelines. He is now under contract on this historic duplex in the Hawthorne area of Near Westside, about 6 minutes from Downtown. This had an asking price of $290,000.
His House Hack Numbers:
0% Down, VA Loan
~$2422 / month in PITI payment
~$1500 from rental income
Out of pocket ~$922 / month (You can’t rent a place that cheap this good, not even close)
Expected property value in 10 yrs: $389,000 (Not bad for 0% Down in this deal)
This Week’s Deals
Below you’ll find deals I handpicked from what we have sourced off market and on the MLS.
PS- We have two investors off loading a significant amount of their portfolios of Single-Family and Multifamily properties. If you want the Spreadsheet list of these properties respond, “Portfolio” and I’ll get it to you!
OFF-MARKET House Hack in Near Northside Area 🔥
Duplex; 3 beds, 1.5 baths per side; Last rented for $1500 per side (can be bumped $1600-1675)
One side vacant; House hack-able
Asking $350,000
To be listed on market soon
Flip or BRRRR Near Eastside 🔥
Estimated Scope of Work: $60-70k
ARV $220,000
Roots Realty Co Listing
Near Irvington Rental for $159k 🔥
633 S Grand Ave — Irvington area (Zillow Link)
Asking $159,900
Fully Renovated — New sewer, HVAC, windows, roof!
2 bedrooms, 1 bath
Large unfinished basement, 2 car garage
$1400-1600 Rent Rate, or $2000-2200+ Mid-term rental
Roots Realty Co Listing
Off-Market 4-Plex on Morse Reservoir 🔥
20620 Little Chicago Rd. Noblesville, INAirbnb Link
4 Units: 5 Bed Airbnb, 2 Bed, 1 Bed w/ Loft, Owner’s Suite
Includes Boat slips rented as well ($2500 monthly rent)
Currently pulling in $16.5K / month, potential for $20K+Cash on Cash ROI: 13%
Asking $1.5M
Possible to do 2nd home loan with 10% Down for qualifying clients
Don’t see what you like? Not surprised this is just a sampling to get you educated on what’s out there! Get on Zenlist, our exclusive property search platform!
As always, if you have interest in deals email me (tyler@tylerlingle.com) or text / call 317.443.5258. Or set up a time on my Calendly.
The Best Content I’ve Consumed This Week 🎙️
The T&H Origin Story Series: Indy REI Podcast Parts I & II— How Jeremy Tallman and Scott Hallberg quit their W2 jobs to go full time into real estate, and build one of the largest PM companies in Indiana. I respect the hell out of Jeremy & Scott, and they give a ton of blueprints on how to build a scalable, efficient real estate organization in this.
Evan Manship: The Roots Podcast — Evan went from broke to millions by building one of the largest wholesale businesses in the Midwest. We cover how he did his first deal with no earnest money all the way to choosing a life of sobriety. It’s a great listen, one of our best yet.
Snippet Below, as well as Full Episode:
Upcoming Events 🗓️
Our real estate events are always a ton of fun. Laid back, just authentic conversation about real estate, life, and everything in between! They are free and open to anyone, especially the curious.
Thursday, March 27th — 5-6:30pm — First Time Homeownership Workshop Co-Hosted with Approved Mortgage. Find details here!
Thursday, April 7th — 4-5:30pm — Real Estate Happy Hour w/ Roots co-sponsored by Seth Wilcock Resolute Lending. Find details here!
Thursday, May 15th — 12-1pm — Real Estate Luncheon. Discussion with Max Moore & Tyler Lingle co-founders of Roots on how to leverage email / newsletters for high-value lead generation. Great for those in industry. Free lunch! Find details here!
